Terms of Service

Acceptance of Terms

These Terms of Service govern your use of Tabung Secure and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform following any changes constitutes your acceptance of the revised terms.

We provide educational resources and information about fixed deposits, government bonds, Amanah Saham, and Malaysian Government Securities. Your use of this information is at your own risk, and you acknowledge that all investment decisions should be made after careful consideration and consultation with qualified financial advisors.

User Obligations

You agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our platforms.

You are responsible for maintaining the confidentiality of any account information and passwords. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security related to our services.

• Use the website only for legitimate purposes
• Maintain confidentiality of login credentials
• Report unauthorized access immediately
• Refrain from automated data collection or scraping
• Not engage in fraudulent or deceptive activities

Intellectual Property Rights

All content on our platform, including text, graphics, logos, images, and educational materials about Malaysian fixed deposits and government bonds, is the property of Tabung Secure or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or transmit any content without our prior written permission.

We grant you a limited, non-exclusive, non-transferable license to access and use our educational content for personal, non-commercial purposes. Any other use of the content, including modification, reproduction, or commercial use, is strictly prohibited. We respect intellectual property rights and expect our users to do the same.

Limitation of Liability

Our services are provided on an “as is” and “as available” basis without any warranties, either express or implied. We do not warrant that our services will be uninterrupted or error-free, nor do we make any representations about the accuracy or completeness of information provided on our platform regarding fixed income instruments in Malaysia.

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. This includes loss of profits, data, or goodwill. Your sole remedy for dissatisfaction with our services is to discontinue using them. We do not provide financial advice, and you should consult qualified professionals before making investment decisions.

Termination of Services

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice or liability. Reasons for termination may include violation of these terms, unauthorized use of our platform, or engagement in illegal activities. Upon termination, your right to use our services ceases immediately.

You may terminate your use of our services at any time by ceasing to access our platform. Upon termination, any provisions that by their nature should survive termination shall continue in full force and effect. This includes intellectual property rights, limitations of liability, and indemnification clauses. We may retain your information as required by law or for legitimate business purposes.